University of Toledo Federal Credit Union
Membership Card Services Rates

University of Toledo Federal Credit Union

Important alerts:

Begining January 1st, 2014, UTFCU will be raising our NSF fee to $30.00.


UTFCU Holidays & Office Closing Dates

Christmas: Thursday, December 25 - ALL OFFICES CLOSED

Friday, December 26 - ALL OFFICES CLOSED

New Year's Day: Thursday, Janaury 1 - ALL OFFICES CLOSED



Current UTFCU Specials


Christmas Loan Special

Borrow up to $3,000 with 4.99% APR for 12 months!*

*New money only. Risk-based lending does not apply.




Christmas Visa Special

4.99% APR until Sept. 30, 2015 on all purchases made between Nov. 1 and Dec. 31*

AND get Triple ScoreCard Reward Points!

*Any unpaid promotional balance will revert back to standard APR on 10/1/2015.




Coming Soon....



What's New?


Visa Checkout

Breeze through checkout when you're shopping online with a single sign-in anytime you see the Visa Checkout button. Here’s how:

  1. Sign up for Visa Checkout by using this link
  2. Create a username and password
  3. Enter your payment and shipping information
  4. Look for the Visa Checkout button

A few of the MANY stores that participate are Banana Republic, Old Navy,, Staples, Ticketmaster,, Gymboree, Orbitz, and more!



Sallie Mae College Loans Available



*The University of Toledo Federal Credit Union provides links to other World Wide Web and resources. UT FCU is not responsible directly or indirectly for any damages or loss caused from external sites. UT FCU neither endorses the information, content, presentation or accuracy of any external site. Thank you for visiting The University of Toledo Federal Credit Union Web Site.

Please be advised that the Credit Union will never contact you via Text Messaging. There is currently a text being sent out asking members to verify their ATM/Debit Card Number and Pin, due to them being compromised. This message is NOT being sent out from us. Please do not call the 800 number listed in that text. If there were a problem with your card, one of our member service reps would call you directly. We will never ask you to verify your pin number.

NCUA Equal Housing Lender VISA VISA

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