University of Toledo Federal Credit Union
Membership Card Services Rates

University of Toledo Federal Credit Union

Important alerts:

Begining January 1st, 2014, UTFCU will be raising our NSF fee to $30.00.

About the UT Federal Credit Union

March 24, 1964, this Credit Union was founded as T.U.T. Federal Credit Union by thirteen members to serve the employees of The University of Toledo in Toledo, Ohio. In October of 1976 the Credit Union's name was officially changed to the University of Toledo Federal Credit Union and expanded services to the Medical College of Ohio's employees. In the beginning, the service was limited and the money short, but the 13 members were enthusiastic about their Credit Union. Fifty years later UTFCU has grown from the original 13 members into 6800+ members nationwide providing a full spectrum of financial products and services.

The University of Toledo Federal Credit Union has a closed membership, which means only UT faculty, staff, students, physicians, Alumni Association members, and their families are eligible to join.

Board of Directors

  • Geofrey Tracy - Chairmen
  • William Logie - Vice Chairman
  • Patricia Besner - Secretary
  • Kellie McGilvray
  • Thomas Trimble
  • Steve Wagner
  • Kurt Zimmerman

Supervisory Committee

  • Grace Brown
  • Dwight Stewart
  • Tom Kowalski

Operations Management


      Steve Wagner, CEO


*The University of Toledo Federal Credit Union provides links to other World Wide Web and resources. UT FCU is not responsible directly or indirectly for any damages or loss caused from external sites. UT FCU neither endorses the information, content, presentation or accuracy of any external site. Thank you for visiting The University of Toledo Federal Credit Union Web Site.

Please be advised that the Credit Union will never contact you via Text Messaging. There is currently a text being sent out asking members to verify their ATM/Debit Card Number and Pin, due to them being compromised. This message is NOT being sent out from us. Please do not call the 800 number listed in that text. If there were a problem with your card, one of our member service reps would call you directly. We will never ask you to verify your pin number.

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