If you dont already have a utfcu credit card, now is the best time to open one!fROM november 1 through December 31, 0% APR for 6 MONTHS

Use your UTFCU visa credit card this holiday season and save big! Shop with your visa credit card from November 1 thru December 31 and 3.99% apr on all purchase until October 31, 2019. Any unpaid promotional balance will revert back to standard apr on 11/1/2019 plus, 3x scorecard reward points! Three points for every dollar spent.

Relax we've got you covered! Borrow up to $5,00 at 5.99% APR for 12 months! Valid from November 1 thru December 31. New money only. Risk based lending applies.


We are gifting you the opportunity to skip-a-payment in either November or December to help you keep some extra cash in your pocket for the holidays.

In order for a member to be eligible, all accounts must be in good standing and all loans must be current.

Co-signers will be required to sign the form. All signatures will be verified. If you choose to take advantage of this program, you will extend the term of the loan you choose to skip by one month. Skip-a-pay is equal to two bi-weekly payments or one monthly payment.