Holiday Shopping Made Better with UTFCU!


Get a head start on your holiday shopping with a special offer from UTFCU!

November 2025 - December 31st, 2025, use your UTFCU credit card and enjoy

5.99% APR* on qualifying purchases for 6 months. Plus, for every purchase, you’ll earn

2X ScoreCard Reward Points!

Don’t miss out on these savings and rewards!

*After 6 months, any unpaid promotional balance will revert to the standard APR, so make the most of this limited-time offer. Cards must be in good standing to qualify. Terms and conditions apply. Offer cannot be combined with other promotions.

New Cardholders

NEW CARDHOLDERS WILL RECEIVE 0% APR* FOR SIX MONTHS!*

(0.00% fixed intro APR for new cardholders for six months. After that, a fixed rate of 9.99% or 14.99% APR* applies)

Apply now
 

Visa Credit Card

GET THE CREDIT AND SPENDING POWER YOU DESERVE

Enjoy the benefits you want with a new credit card from UTFCU.

Save money with our low APR and get the spending flexibility you need to cover small and large purchases, from gas to new furniture. Even take care of household bills. Plus, you never have to worry about fraud with the Visa Zero Liability Policy, which means if your card is ever lost or stolen, you’re not responsible for the purchases you didn’t make.

Apply for a Credit Card
 

Apply to INCREASE your credit limit:

Discover the benefits of having a higher credit limit.

UTFCU can review your file for an increase on your credit line quick and easy.

Click the following and apply today:

Apply to increase your credit line

Visa ScoreCard Rewards

BE SURE TO USE YOUR VISA CREDIT CARD FOR ALL OF YOUR EVERYDAY PURCHASES, AND THEN WATCH YOUR REWARDS ADD UP QUICKLY!

  • New and existing accounts earn one point per net dollar

  • View rewards or check the balance of your points at www.ScoreCardRewards.com

If you don’t already have a University of Toledo FCU credit card that earns Bonus Points for every purchase, simply apply online or stop by the nearest branch location today!

VISA SCORECARD REWARDS