Card Services


Visa Debit Card

Paying with plastic is safe, secure and convenient!

Why should you want a UTFCU debit card? Well, it’s more convenient than using checks, it’s safer than cash, and accepted by most of your favorite retailers around the world and online.

  • Checking Account Required
  • EMV Chip Technology
  • Daily limit of $500 cash withdrawal/pin transactions
  • Daily limit of $2,500 POS transactions in a 24 hour period
  • First six (6) withdrawal/pin transactions FREE per month

Visa Credit Card

Get the credit and spending power you deserve

Enjoy the benefits you want with a new credit card from UTFCU.

Save money with our low APR and get the spending flexibility you need to cover small and large purchases, from gas to new furniture. Even take care of household bills. Plus, you never have to worry about fraud with the Visa Zero Liability Policy, which means if your card is ever lost or stolen you’re not responsible for the purchases you didn’t make.

  • Variable APR between 7.90% and 12.00%
  • No Annual Fees
  • No balance transfer fees
  • EMV Chip Technology
  • $10.00 Over-Limit Fee
  • $25.00 NSF Fee
  • 25 day grace period

VISA CARD ACCESS HERE


Visa Gift Card

When it comes to figuring out the perfect gift, Gift Cards are brilliant!

They’re a convenient, simple choice for busy shoppers. Gift cards are the perfect gift because they’re safer than cash, easy to use, & can be used anywhere Visa debit cards are accepted.

  • No shopping, packaging or mailing
  • Eliminate the hassles of wondering what to buy or returning unwanted gifts
  • A safe alternative to carrying cash
  • Used anywhere Visa debit cards are accepted
  • More flexible than merchant gift cards
  • $3.00 fee compared to $5.00 bank or mall fee
  • Minimum load $10.00, maximum load $1,000.00
  • Non-reloadable

Prepaid Travel Cards

International Prepaid Chip Card

Some of our members have experienced problems using their Visa credit card outside of the country due to security features that have not yet taken effect here in the US. The UTFCU has a solution for our members who travel abroad. The new Prepaid Travel “Chip Card”, also known as EMV, is now offered at UTFCU.

This card has the new chip technology that will allow our members to travel worry free knowing that they will have access to the cash they need. Please call or stop into one of our branch locations for details.

  • $7.00 per card
  • Minimum load $100, maximum load $5000
  • Dual magnetic stripe/Chip technology for foreign travel

Visa Travel Money Card

Safer than cash, more convenient than traveler’s checks.

  • $3.95 per card
  • Minimum load $100, maximum load $5000
  • Reloadable
  • In office reload fee of $2.50
  • Can be used anywhere Visa is accepted

Visa Checkout

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Online payments as easy as 1-2-3

Just three simple steps stand between you and easier online payments.

Sign up – Create a free Visa Checkout account.

Store info – Enter your card details and your address.

Check out – Skip the forms and speed through online checkout everywhere you see the Visa Checkout button.

Enroll in Visa Checkout today!


Apple Pay

Whether in a store, or within apps, make purchases with just the touch of a finger.

Apple Pay is easy to use and works with the Apple devices you use every day! Tap through purchases in a snap.

Set up your Apple Device

  1. Launch Wallet on your Apple device
  2. Follow the steps to add a new card. If you’re asked to add the card that yo use with iTunes, just enter it’s security code.
  3. Tap Next.
  4. Your information will be verified. You may be asked to supply additional information.
  5. After your card is verified, click Next.
  6. Start using Apple Pay!

Apple Pay is now available for our Visa Debit and Credit Cards. Please visit the Apple Support Page for information on how to set up Apple Pay for your iPhone, iPad or Apple Watch device.


Visa ScoreCard Rewards

Be sure to use your visa credit card for all of your everyday purchases and then watch your rewards add up quickly!

  • New and existing accounts earn 1 point per each net dollar
  • View rewards or check the balance of your points at www.ScoreCardRewards.com

If you don’t already have a University of Toledo FCU credit card that earns Bonus Points for every purchase, simply contact us or stop by the nearest branch location today!