Checking Account


Personal Checking

Monthly Service Charge – $3.00

  • Waived for Seniors, qualifying students and e-statements subscribers.

Free with $500 in Regular Savings

  • Members pay cost of check printing
  • Carbon checks, no originals returned

UT Bank Check – $0.75 Each

NSF Fee – $30.00

  • Insufficient funds to cover own draft or ACH

Stop Payment Fee

  • $5.00 UT bank check (after 90 days)
  • $5.00 own draft or ACH
  • + $20.00 additional when presented

Check copy – $1.50

Return of a Deposited Item – $10.00 fee

Monthly Statement Provided

  • Additional copies or history $1.00 per page

Returned mail (bad address) fee: $2.00


Business Checking

Monthly Service Charge – $6.00

No Dividends

Deposit Charges

  • First 10 deposited items per month – free
  • 10¢ each additional item