Visa® Transfer

Debt too high or overwhelmed by debt due to high interest rate cards? Open a UTFCU Visa Card and transfer those debts to us! No FEE to transfer!

Standard rate applies


Refinance Your Auto

Payments too high? Check out UTFCU rates, and let us help you save money each month! With each auto loan approved and signed – we will also help with the cost of gas with a $50.00 gas card!


Scholarship Money – UTFCU Wants to Help Three Talented Students 

  • 1st Place - $3,000.00

  • 2nd Place - $1,500.00

  • 3rd Place - $500.00

To qualify for a scholarship:
1. You must be the primary member on a UTFCU account
2. Account must be in good standing
3. You must be graduating from high school in 2024 or graduated within the past three years
4. Planning to pursue an undergraduate degree at least part-time
5. Must complete the scholarship application and essay by April 12, 2024


Calling for Volunteers – Board Nominations

Have you ever thought about being part of the Board of Directors for UTFCU? Accepting nominations to fill two three-year positions on the board. Send your resume and biographical statement to the Hill Ave. office (5248 Hill Ave, Toledo, Ohio 43615) or send via e-mail to [email protected]. Check out the newsletter for all the details!


Reduce Your Rate!

Have extra Visa ScoreCard reward points and not sure how to use them? We have a solution for you! Cash in your reward points to reduce your loan rate!

  • Unsecured Loan: 25,000 points = .25% reduction of your current rate

  • Auto Loan: 100,000 points = .50% reduction of your current rate

*New money only


Attention First-Time Car Buyers

We want to help you purchase the car of your dreams! No installment history? No problem - we’re here to help! We’ll finance you for as low at 7.49% APR*.